We met with an old friend who had some life changes, recently retired. They were seeking a more passive investment along with a higher rate of return. We discussed their needs, wants & facilitated two models as a result. A joint venture model for longer-term projects that over the span of 5 years provide a greater ROI and shorter-term investments as debt investors.

• This is exciting because we’ve spent the last 4 years building our business, learning the ins & outs, systematizing, etc. last year we saw substantial growth and we intend on seeing more of that this year. We wanted to maximize our reach while maximizing our time with a result of impacting more people. We plan to utilize our social media to share insights, tips, tricks & updates surrounding our real estate journey.

• Our social media officially launched and will be moving into full speed beginning April and you can expect to begin seeing content lots of unique and high quality content.

"A common way of investing into real estate is known as a debt investor. Over the next few newsletters, we’ll dive into how to be a debt investor in real estate & we’ll wrap up with the ins & outs, legalities & what to look out for in the event you’re ever considering investing as a debt investor into real estate.

Let’s begin, what is a debt investor?

Peer-to-peer lending. Exchanging money for a rate of return.

It May is required to be an arms-length relationship (cannot be between family members in certain cases)

Can be in the form of cash, HELOCS, RRSPs, etc (we’ll cover that soon)

Must be completed through a written contract or mortgage instructions with an explicit agreement in place that defines timelines, interest rates, and payment terms.